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COOKIE POLICY
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We are charter-care, LLC (“charter-care”, “we”, “us” and “our”). Among other things, we provide a communications platform to bring together senior citizens and to present speakers and providers of healthcare and other services (collectively, the “Services”).

Each person or entity who uses our Services is referred to as a “user” or “you” or “your”. If you subscribe to any of our Services, we will refer to you as a “registered user”. If you don’t register with us, we will refer to you as an “unregistered user”. This Cookie Policy, our Privacy Statement and our Terms of Service (“Terms”) apply to each user.

Our Use of Device Identifiers, including Cookies

Device Identifiers: When you use the Services, we may access, collect, monitor, store on your device, or remotely store one or more “device identifiers.” Device identifiers are small data files or similar data structures stored on or associated with your computer, phone or other device, which uniquely identifies your device. A device identifier may be data stored in connection with the device hardware, data stored in connection with the device’s operating system or other software, or data sent to the device by charter-care. A device identifier may deliver information to us or to a third-party partner about how you browse and use the Services and may help us or others provide reports or personalized Content and ads. Some features of the Services may not function properly if use or availability of device identifiers is impaired or disabled.

Cookies: Cookies are unique identifiers that we transfer to your device to enable our systems to recognize your device and to provide features and remember your personalization choices. We use cookies to make it easier to access and use our Services. The help feature on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, by changing the add-on’s settings or visiting the website of its manufacturer. Because cookies allow you to take advantage of some of the Service’s essential features, we recommend that you leave them turned on. Cookies are also used to display particular Content and to set session identifiers for visitors who voluntarily join user areas.

Analytics tools: We use third-party analytics tools to help us measure traffic and usage trends and other Non-Personal Data (as that term is defined in our Privacy Statement) for the Services. These tools collect information sent by your device or our Services, including the web pages you visit, add-ons, and other information that assists us in improving our Services. We collect and combine this analytics information with analytics information from other users so that it cannot be used to identify any particular individual user. One of the analytics tools we use is Google Analytics. For more information and steps you can take to control Google’s collection and use of your data, please visit Google’s page, “How Google uses data when you use our partners’ sites or apps”; https://www.google.com/policies/privacy/partners. Google also provides an opt-out plugin for web browsers, available here; https://tools.google.com/dlpage/gaoptout/

Do Not Track. We make reasonable efforts to honor the “do not track” settings on users’ devices.

Privacy Rights of California Residents. For information on your rights under California law, please see our Privacy Statement.

Contact Us

If you have questions or concerns about this Cookie Policy, please contact us online at [email protected], or by postal mail addressed to:

Attn: Privacy, charter-care LLC, 4801 Linton Blvd, Suite 11A, Delray Beach, FL 33445, USA.

Revision Date and History

This Cookie Policy was last revised: August 31, 2020. Prior versions of this Cookie Policy are listed below: None.

Speak to a Licensed Insurance Agent

Mon - Sun 8am - 11pm EST

charter-care.com is not an insurance or operating company but connects individuals with insurance agencies. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. charter-care.com is not affiliated with any insurance plan nor does it represent or endorse any plan. charter-care.com is not affiliated with or endorsed by the United States government or the Centers for Medicare and Medicaid Services. By using this site, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy. Your call will be connected with a licensed insurance agent with a third-party partner of charter-care who can provide more information about Medicare Advantage, Medicare Supplement plans, Prescription Drug insurance plans, and other health-related services from one or several insurance carriers. Plan and benefit availability varies by carrier and location. We are committed to protect your privacy. If you do not want to share your information please click on Do Not Sell My Personal Information for more details. "Participating sales agencies represent Medicare Advantage [HMO, PPO and PFFS] organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal. We provide a service that connects you to licensed insurance agencies and/or licensed insurance agents who will provide you the number of organizations and number of plans they offer in your area. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call +1 (877) 838-0161), 24 hours a day/7 days a week or consult www.medicare.gov.’’ “Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period.” Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call +1 (877) 838-0161, 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
SMID: MULTI-PLAN_NLWEB0723032024_C